This video offers strategies and ideas to take when you can’t pay your bills due to the global pandemic. Steps and strategies include taking care of your immediate needs, such as your family, health, safety, and food. Then other steps include securing your housing, whether you have a mortgage or renting. The third step is to preserve cash. The fourth step is to prioritize the remaining bills and negotiate any new terms, reduce interest and minimum payments, ask for discounts, and even any free grace payments. The last step is to ask for help from family, community, church, non-profit organizations, or any government agencies.